Why not just Venmo?

Fair question. Here’s an honest comparison with the three things people actually do instead — including when you shouldn’t use us.

“Just Venmo me and I’ll send it”

What most people do now

This works, and it’s free. It also means you have to be awake. Someone asks at 11pm, you send your handle, you wait, you check whether they paid, then you dig up the file and send it. Every single time.

It also puts you in the awkward position of asking. A link with a price on it does the asking for you — nobody has to negotiate, and nobody has to be trusted to pay afterward, because they can’t get in until they have.

Use Venmo instead when: it’s one person you know, once. Ours only earns its 8% when it’s repeated or with strangers.

Gumroad, Payhip, Ko-fi

Storefront platforms

These are real products and they do more than we do: hosted files, storefronts, email lists, coupons, affiliates, analytics. If you’re building a catalogue, use one of them. Payhip in particular is cheaper than us at 5%.

The cost is setup. An account, a profile, a payout method, a product page — before you can charge anyone anything. That’s worth it if selling is your business. It’s absurd overhead if you just want $5 for a file you already have sitting in Drive.

Use them instead when: you have more than a handful of things to sell, or you want a store people can browse.

Stripe Payment Links

The closest technical cousin

Free, and from the company that processes our payments. Two differences: you need a Stripe account first — which means identity verification before your first dollar — and a Payment Link just takes money. It doesn’t hand anything over afterward.

We do the part after payment: the buyer lands on your URL automatically. And you don’t meet Stripe until you’ve earned $20 and want it in your bank.

Use them instead when: you already have a Stripe account and you’re happy to send the thing manually.

Where we’re genuinely different

No account, ever, until there’s money. You verify who you are when you cash out past $20 — not before you know whether anyone will buy.
Nothing moves. Your file stays in Drive, Notion, Dropbox, wherever it already lives. No uploading, no migrating, no second copy to keep current.
About twenty seconds. Paste, price, describe, share. That’s the entire product.
We can’t see your business. No name, no email, no customer list on our side. Your link list lives in your own browser.

When you shouldn’t use paganeta

You need the content actually locked. We gate the first visit, not the file. A buyer can forward what they unlocked, same as any link you’ve ever sent.
You’re selling dozens of things. You want a storefront. We don’t have one.
You need subscriptions or recurring billing. We only do one-time unlocks.
You want us to email your buyers. We don’t collect their addresses, so we can’t — by design.

Make a link

Free to try · we take 8% only when you get paid