Say you have a study guide in Google Drive and three classmates want it. Here’s how you charge them $5 each without asking anyone to download an app.
Step 1
Open the thing you want to sell — the Drive file, the Dropbox folder, the Notion page, the unlisted YouTube video — and copy its address the way you would to send it to a friend. Paste that into the first box.
Nothing gets uploaded and nothing moves. Your file stays in your Drive, where you can still edit it. We only remember the address, and we scramble it so it’s unreadable sitting in our database.
Step 2
Anything from $1 to $500. The description is optional, but write it anyway — it’s the only thing your buyer sees before they decide. “Chapter 4 study guide” gets paid for. A bare $5 with no explanation looks like a scam.
Step 3
The share link, like paganeta.com/a7k9. This is the one you send people. Text it, post it, put it in your bio. It’s safe to hand to anyone — that’s its whole job.
The login link. This one is yours alone. It opens a page showing how many people paid you and a button to send that money to your bank. Anyone who opens it can send the money to their bank instead, so treat it like the PIN on your debit card.
Easiest thing you can do: sign in with Google. One tap, and the link is saved to your account — so losing it stops being something you have to worry about.
If you’d rather not, email the link to yourself or bookmark it — whatever you’d actually find again in a month. We can’t send it to you later, because the only copy we keep is deliberately unreadable and there’s nothing for us to look up.
Step 4
Your classmate taps the link on her phone. She sees your description and the price, taps Pay, and enters a card — or uses whatever card is already saved in her phone. The instant it goes through, her screen lands on your Google Drive file.
She never made an account and never downloaded anything. You didn’t have to be awake for any of it.
Step 5
The money sits with Stripe, our payment company, and adds up as people buy. Once it passes $20, a Cash Out button appears on your login-link page. Pressing it hands you to Stripe, who asks for your name, birthday, and bank account — the same things any bank asks before it will send you money. We never see those answers.
Below $20 there’s nothing to fill in at all. We’d rather ask when there’s money waiting for you than before you’ve earned a cent.
Making links is free and stays free. When someone actually buys, two cuts come out: ours, a flat 8%, and the card processing fee, which goes to Stripe, not us — roughly 2.9% plus 30¢, the same fee any business pays to accept a card.
On a $5 sale you keep about $4.15. There is no monthly fee, no listing fee, and no minimum. If nobody buys, you owe nothing.
You want one, and it takes a single tap. Sign in with Google and that’s the whole registration — no password to invent, no form, no email to go confirm. It gets you a dashboard of everything you’ve sold and an email whenever someone buys.
The point of it is that your links follow the account instead of the device. Most people keep their login link in a notes app or a message to themselves, which is fine right up until the new phone — the note doesn’t come across, and neither do the links.
You can also make links without signing in at all, and they work forever. The account is for keeping track of them.
Yes, and we’d rather say so plainly. Once a buyer has paid, they can see your Google Drive link and nothing stops them forwarding it, the same as if you’d emailed it to them yourself. We put a tollbooth on the road; we don’t guard the destination.
In practice most people pay the $5 rather than go hunting for a copy. But if what you’re selling would be ruined by one person leaking it, this is the wrong tool and we’d rather you knew now.
Fix it now, not tonight. Open your login link and press Sent this link to someone by mistake? Replace it. You get a fresh one, and the copy you sent stops working the second you do — even if they’ve already opened it.
Your money isn’t touched by any of this. But until you press it, the person holding that link could start sending your earnings to their own bank.
Tell them to email support@paganeta.com and we’ll deal with it. If the link was dead, broken, or nothing like what you described, we give their money back — up to 14 days after they paid.
Buyer’s remorse isn’t a refund. They got what they paid for the moment they tapped the button, and there’s no un-seeing it.
No, and mostly we can’t. The link you paste is scrambled before it’s stored, so what sits in our database isn’t a readable address — nobody here browses a list of what everyone is sending. There is no moderator reading your stuff and no algorithm scoring it.
Two honest exceptions. If someone reports a link, we’ll look at that specific one and take it down if it breaks the rules below. And if law enforcement turns up with a valid order, we comply, like any company. Short version: we’re not watching, but we’re not a place to hide either.
If you never sign in: almost nothing, and that’s not a slogan — we’d struggle to identify you if we tried. We keep your destination scrambled, the price, and a check-digit version of your login link that proves it’s the right one without telling us what it says. No name, no email, no phone number.
If you do sign in, we learn one thing: your email address, so we can show you your dashboard and tell you when you’ve made a sale. Nothing else — not your name, not your photo, not your contacts. And when money moves, Stripe collects what banks require and keeps it on their side.
The list of links on our homepage is stored by your own web browser, the same way a site remembers you were logged in. It never reaches us. That’s why clearing your browser clears the list, and why we can’t email it back to you.
Nothing illegal, nothing involving minors, and no adult content, gambling, or firearms. That last group isn’t us being prudish — Stripe won’t process those payments for anyone, so a link like that simply wouldn’t work. Full list in the terms.